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Seven Tips to Save on Christmas Shopping

The holiday season spurs spending.

New clothes, get-togethers, drinks, Christmas presents … For many, everything is a reason to spend more at this time of year.

The big problem is that many people spend more than the budget allows. And the worst: they forget the bills that are to come in the beginning of following year.

As the popular saying used to say: “Keep calm, and carry on!”

You have to buy wisely so that Christmas does not become the debt nightmare. Spending more does not mean giving a better gift.

So to help you out, we came up with 7 tips on how to save on Christmas shopping:

1. Plan Christmas shopping

Who will get christimas gifts? Ask yourself if everyone you think about gifting really needs to be gifted. Make a shopping list with people’s names and gift ideas. Create a shopping plan with the stores you plan to visit. And most importantly, buy in advance. Do not leave it to the last moment. Even though they say things are 10, 20, 30% off, most stores increases their prices close to holidays. Thus, you will have more time, flexibility and creativity to find all Christmas presents.

2. Set a budget

Determine how much you would like to spend on each gift. Respect your financial reality. Do not make exorbitant debts just for gift. Setting limits is important not to fall into debts.

3. Searching

Do not buy at the first store you enter. Have the patience to find good prices. Compare prices carefully. And, do not forget to use the internet as an ally in shopping. Many products can be found at online stores with best prices. Buying over the internet can be advantageous! Do the math (including freight and compare to your travel expense to the store). And, if thought in advance, there is enough time to buy on ebay and foreign websites (such as AliExpress) which are much cheaper.

4. Exchange gifts for souvenirs

There are many beautiful treats to give. You do not need that colossal gift. What counts is the intention. Just giving gifts already shows affection. Be honest with yourself is more important than trying to impress with any gift.

5. Create gifts

How about using creativity? You can create some gifts in the biggest “do it yourself” style. DIY gift ( “do it yourself”) is very cool because it brings, somehow, a little personal touch. Often, people with feel more pleased receiving a DIY gift than regular stuff. How about an aromatic candle? Cookies? Special Christmas Brownie? Homemade cake?

6. Plan your expenses and payments method

How will you pay for each gift? Avoid excessive payment installments. Do not drag the Christmas gifts payments for the following months. Another important point is always to be on top of the expenses. Write down everything, track your credit card statement. Using a spreadsheet can help you keep track of expenses.

7. Ask for discounts

Bargaining is an excellent way to save money. Ask for discounts! In the end, you will realize that you have saved a lot. Study the forms of payment that will bring you more financial benefits.

Regardless of your budget, these tips tips help you spend wisely.

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